Lombardy · city guide
Banks and ATMs in Milan
Where to withdraw cash in Milan, which bank ATMs are cheapest for foreign cards, and the days when Milan's banks are closed.
Withdraw euros from a bank ATM in Milan, not an independent machine, and always choose to be charged in euros. Banks open Monday to Friday, usually 8:30 to 13:30 and for an hour or so in the afternoon, and close on 7 December for Saint Ambrose (Sant’Ambrogio).
Banks with branches and ATMs in Milan
These banks have branches in central Milan. Banks with deep local roots are listed first. The fee column shows what travellers report for foreign cards in 2026; the ATM always shows its fee before you confirm.
| Bank | SWIFT / BIC | Foreign-card ATM fee | Guide |
|---|---|---|---|
| UniCredit | UNCRITMM | €0 to about €3 operator fee reported | UniCredit guide |
| Intesa Sanpaolo | BCITITMM | €0 to about €3 operator fee reported | Intesa guide |
| Banco BPM | BAPPIT21 | Often no operator fee reported | Banco BPM guide |
| FinecoBank | FEBIITM1 | No own ATMs; plan-dependent | Fineco guide |
| Deutsche Bank Italia | DEUTITMM | Fee shown on screen | Deutsche Bank guide |
| BNL BNP Paribas | BNLIITRR | No fee for Bank of America cards; often none for others | BNL guide |
| Poste Italiane (BancoPosta) | BPPIITRR | Postamat ATMs; fee shown on screen | Poste guide |
| Monte dei Paschi di Siena | PASCITMM | Fee shown on screen | MPS guide |
| BPER Banca | BPMOIT22 | Fees of up to €5 reported | BPER guide |
Tips for withdrawing cash in Milan
- Milan Centrale and the Duomo area have many bank ATMs within a few minutes’ walk. You rarely need an independent machine.
- Card payments are accepted almost everywhere in Milan, including most bars, taxis and the metro (tap your contactless card at the gate).
- On 7 December, the feast of Sant’Ambrogio, Milan’s banks and many offices close.
Cash at Milan’s airport and station
Airports and stations have both bank ATMs and independent machines. Independent ones, often branded Euronet, Travelex or similar, typically add a fixed fee of a few euros and offer “dynamic currency conversion”, a home-currency rate that is usually several percent worse than your card’s. If you need cash on arrival, take out a small amount from a bank ATM and use your card for the train or taxi.
Changing money in Milan
Exchange booths in tourist areas advertise “0% commission” but build their margin into the rate. You will almost always get more euros by withdrawing from a bank ATM with a low-fee card. See where to exchange money in Italy for the full comparison.
Milan’s banking history
Piazza Affari, home of the Italian stock exchange, sits in the city centre. Banca Popolare di Milano, founded in 1865, is now part of Banco BPM.
Banking in Milan: common questions
Which ATMs should I use in Milan?
Use ATMs that belong to a bank, such as UniCredit, Intesa Sanpaolo, Banco BPM. Avoid independent machines like Euronet, which charge higher fees and push poor exchange rates. Always choose to be charged in euros.
Are banks in Milan open on Saturday?
Most bank branches in Milan are closed on Saturday and Sunday. ATMs work around the clock, and a few branches in shopping centres open on Saturday morning.
When are banks closed in Milan?
Banks in Milan close on Italy's national holidays and on 7 December, the feast of Saint Ambrose (Sant’Ambrogio), Milan's patron saint.
Can I pay by card in Milan?
Yes. Italian law requires shops, restaurants and taxis to accept card payments, and contactless is widespread in Milan. Carry some cash for small purchases and markets.
Sources and fact-checking
Checked on 2 November 2026 by Ionut Popea following our editorial policy. Fees, codes and rules change; confirm anything important with the bank or authority before acting.