Lazio · city guide

Banks and ATMs in Rome

Where to withdraw cash in Rome, which bank ATMs are cheapest for foreign cards, and the days when Rome's banks are closed.

By Ionut PopeaChecked

Short answer

Withdraw euros from a bank ATM in Rome, not an independent machine, and always choose to be charged in euros. Banks open Monday to Friday, usually 8:30 to 13:30 and for an hour or so in the afternoon, and close on 29 June for Saints Peter and Paul.

Local bank holiday29 JuneSaints Peter and Paul
AirportsFiumicino (FCO) and Ciampino (CIA)
Main stationRoma Termini
Banks with roots hereBNL and Poste Italiane both have their head offices in Rome.

Banks with branches and ATMs in Rome

These banks have branches in central Rome. Banks with deep local roots are listed first. The fee column shows what travellers report for foreign cards in 2026; the ATM always shows its fee before you confirm.

BankSWIFT / BICForeign-card ATM feeGuide
BNL BNP ParibasBNLIITRRNo fee for Bank of America cards; often none for othersBNL guide
Poste Italiane (BancoPosta)BPPIITRRPostamat ATMs; fee shown on screenPoste guide
UniCreditUNCRITMM€0 to about €3 operator fee reportedUniCredit guide
Intesa SanpaoloBCITITMM€0 to about €3 operator fee reportedIntesa guide
Monte dei Paschi di SienaPASCITMMFee shown on screenMPS guide
Banco BPMBAPPIT21Often no operator fee reportedBanco BPM guide
BPER BancaBPMOIT22Fees of up to €5 reportedBPER guide

Tips for withdrawing cash in Rome

  • Independent cash machines cluster around the Colosseum, Trevi Fountain, Piazza Navona and Termini. Many are Euronet machines with high fees. Walk a block or two to a bank branch instead.
  • Bank ATMs inside a lobby (you swipe your card to open the door) are safer from skimming than machines on the street.
  • Vatican City uses the euro, so you do not need different cash for St Peter’s or the Vatican Museums.
  • Many Roman bank branches close on 29 June for the feast of Saints Peter and Paul, Rome’s patron saints.

Cash at Rome’s airport and station

Airports and stations have both bank ATMs and independent machines. Independent ones, often branded Euronet, Travelex or similar, typically add a fixed fee of a few euros and offer “dynamic currency conversion”, a home-currency rate that is usually several percent worse than your card’s. If you need cash on arrival, take out a small amount from a bank ATM and use your card for the train or taxi.

Changing money in Rome

Exchange booths in tourist areas advertise “0% commission” but build their margin into the rate. You will almost always get more euros by withdrawing from a bank ATM with a low-fee card. See where to exchange money in Italy for the full comparison.

Rome’s banking history

Banca Nazionale del Lavoro was founded in Rome in 1913. Banca d’Italia, the central bank, has its head office in Palazzo Koch on Via Nazionale.

Banking in Rome: common questions

Which ATMs should I use in Rome?

Use ATMs that belong to a bank, such as BNL BNP Paribas, Poste Italiane (BancoPosta), UniCredit. Avoid independent machines like Euronet, which charge higher fees and push poor exchange rates. Always choose to be charged in euros.

Are banks in Rome open on Saturday?

Most bank branches in Rome are closed on Saturday and Sunday. ATMs work around the clock, and a few branches in shopping centres open on Saturday morning.

When are banks closed in Rome?

Banks in Rome close on Italy's national holidays and on 29 June, the feast of Saints Peter and Paul, Rome's patron saint.

Can I pay by card in Rome?

Yes. Italian law requires shops, restaurants and taxis to accept card payments, and contactless is widespread in Rome. Carry some cash for small purchases and markets.

Sources and fact-checking

Checked on 2 November 2026 by Ionut Popea following our editorial policy. Fees, codes and rules change; confirm anything important with the bank or authority before acting.

  1. Bank of Italy, list of supervised banks
  2. Italian Government, national public holidays