FinecoBank: SWIFT code, ATMs and accounts for foreigners

About FinecoBank

Fineco began as UniCredit’s online bank and broker and has been fully independent since 2019. It has no branch network in the usual sense; customers bank online and through a large network of financial advisers.

Its multicurrency account lets customers hold and trade in several currencies, which suits people who earn or save outside the euro area.

FinecoBank SWIFT/BIC and ABI codes

FinecoBank uses the SWIFT/BIC code FEBIITM1 for its head office. When a form asks for 11 characters, add XXX to make FEBIITM1XXX. Some branches and services have their own 11-character codes; if the account holder gives you one, use theirs.

The ABI code 03015 identifies FinecoBank inside every Italian IBAN. It sits in characters 6 to 10, straight after the check letter (CIN):

Illustration only, not a real account. Use the Italian IBAN checker to validate a real IBAN and see which bank it belongs to.

Using FinecoBank ATMs with a foreign card

Fineco has no ATM network of its own. Its cards work at any Italian ATM, and Fineco’s own withdrawal terms depend on the account plan.

For a full comparison of fees across Italian banks, see ATMs in Italy.

Opening a FinecoBank account as a foreigner

Fineco offers an account for non-residents. As with any Italian account, you need a codice fiscale. Fineco is often recommended to expats who want an Italian IBAN alongside investing and multicurrency features.

You will need a codice fiscale first. Our guide to opening a bank account in Italy lists the documents and steps.

FinecoBank in Italian cities

FinecoBank has branches in these city guides, with tips on where to withdraw cash and local bank holidays:

• Milan