Campania · city guide
Banks and ATMs in Naples
Where to withdraw cash in Naples, which bank ATMs are cheapest for foreign cards, and the days when Naples's banks are closed.
Withdraw euros from a bank ATM in Naples, not an independent machine, and always choose to be charged in euros. Banks open Monday to Friday, usually 8:30 to 13:30 and for an hour or so in the afternoon, and close on 19 September for Saint Januarius (San Gennaro).
Banks with branches and ATMs in Naples
These banks have branches in central Naples. Banks with deep local roots are listed first. The fee column shows what travellers report for foreign cards in 2026; the ATM always shows its fee before you confirm.
| Bank | SWIFT / BIC | Foreign-card ATM fee | Guide |
|---|---|---|---|
| Intesa Sanpaolo | BCITITMM | €0 to about €3 operator fee reported | Intesa guide |
| UniCredit | UNCRITMM | €0 to about €3 operator fee reported | UniCredit guide |
| BNL BNP Paribas | BNLIITRR | No fee for Bank of America cards; often none for others | BNL guide |
| Poste Italiane (BancoPosta) | BPPIITRR | Postamat ATMs; fee shown on screen | Poste guide |
| Monte dei Paschi di Siena | PASCITMM | Fee shown on screen | MPS guide |
| Banco BPM | BAPPIT21 | Often no operator fee reported | Banco BPM guide |
| BPER Banca | BPMOIT22 | Fees of up to €5 reported | BPER guide |
Tips for withdrawing cash in Naples
- Cash is still used more in Naples than in northern cities, especially for street food, small trattorias and some taxis. Carry some euros.
- Use ATMs inside bank lobbies or in busy, well-lit streets, particularly around Piazza Garibaldi and the station.
- Banks in Naples close on 19 September for San Gennaro.
Cash at Naples’s airport and station
Airports and stations have both bank ATMs and independent machines. Independent ones, often branded Euronet, Travelex or similar, typically add a fixed fee of a few euros and offer “dynamic currency conversion”, a home-currency rate that is usually several percent worse than your card’s. If you need cash on arrival, take out a small amount from a bank ATM and use your card for the train or taxi.
Changing money in Naples
Exchange booths in tourist areas advertise “0% commission” but build their margin into the rate. You will almost always get more euros by withdrawing from a bank ATM with a low-fee card. See where to exchange money in Italy for the full comparison.
Naples’s banking history
Banco di Napoli traced its origins to a charitable pawn bank founded in 1539 and was merged into Intesa Sanpaolo in 2018.
Banking in Naples: common questions
Which ATMs should I use in Naples?
Use ATMs that belong to a bank, such as Intesa Sanpaolo, UniCredit, BNL BNP Paribas. Avoid independent machines like Euronet, which charge higher fees and push poor exchange rates. Always choose to be charged in euros.
Are banks in Naples open on Saturday?
Most bank branches in Naples are closed on Saturday and Sunday. ATMs work around the clock, and a few branches in shopping centres open on Saturday morning.
When are banks closed in Naples?
Banks in Naples close on Italy's national holidays and on 19 September, the feast of Saint Januarius (San Gennaro), Naples's patron saint.
Can I pay by card in Naples?
Yes. Italian law requires shops, restaurants and taxis to accept card payments, and contactless is widespread in Naples. Carry some cash for small purchases and markets.
Sources and fact-checking
Checked on 2 November 2026 by Ionut Popea following our editorial policy. Fees, codes and rules change; confirm anything important with the bank or authority before acting.