Tuscany · city guide
Banks and ATMs in Florence
Where to withdraw cash in Florence, which bank ATMs are cheapest for foreign cards, and the days when Florence's banks are closed.
Withdraw euros from a bank ATM in Florence, not an independent machine, and always choose to be charged in euros. Banks open Monday to Friday, usually 8:30 to 13:30 and for an hour or so in the afternoon, and close on 24 June for Saint John the Baptist.
Banks with branches and ATMs in Florence
These banks have branches in central Florence. Banks with deep local roots are listed first. The fee column shows what travellers report for foreign cards in 2026; the ATM always shows its fee before you confirm.
| Bank | SWIFT / BIC | Foreign-card ATM fee | Guide |
|---|---|---|---|
| Monte dei Paschi di Siena | PASCITMM | Fee shown on screen | MPS guide |
| Intesa Sanpaolo | BCITITMM | €0 to about €3 operator fee reported | Intesa guide |
| UniCredit | UNCRITMM | €0 to about €3 operator fee reported | UniCredit guide |
| BNL BNP Paribas | BNLIITRR | No fee for Bank of America cards; often none for others | BNL guide |
| Poste Italiane (BancoPosta) | BPPIITRR | Postamat ATMs; fee shown on screen | Poste guide |
| Banco BPM | BAPPIT21 | Often no operator fee reported | Banco BPM guide |
| BPER Banca | BPMOIT22 | Fees of up to €5 reported | BPER guide |
Tips for withdrawing cash in Florence
- The historic centre around the Duomo and Ponte Vecchio is full of currency exchange booths with poor rates. Use a bank ATM instead.
- Florence charges a tourist tax per night, usually collected by the hotel in cash or by card at check-in.
- Banks close on 24 June for San Giovanni, the city’s patron saint, the same day as the Calcio Storico final.
Cash at Florence’s airport and station
Airports and stations have both bank ATMs and independent machines. Independent ones, often branded Euronet, Travelex or similar, typically add a fixed fee of a few euros and offer “dynamic currency conversion”, a home-currency rate that is usually several percent worse than your card’s. If you need cash on arrival, take out a small amount from a bank ATM and use your card for the train or taxi.
Changing money in Florence
Exchange booths in tourist areas advertise “0% commission” but build their margin into the rate. You will almost always get more euros by withdrawing from a bank ATM with a low-fee card. See where to exchange money in Italy for the full comparison.
Florence’s banking history
Florence was the home of the Medici bank and of the gold florin, one of medieval Europe’s most trusted coins.
Banking in Florence: common questions
Which ATMs should I use in Florence?
Use ATMs that belong to a bank, such as Monte dei Paschi di Siena, Intesa Sanpaolo, UniCredit. Avoid independent machines like Euronet, which charge higher fees and push poor exchange rates. Always choose to be charged in euros.
Are banks in Florence open on Saturday?
Most bank branches in Florence are closed on Saturday and Sunday. ATMs work around the clock, and a few branches in shopping centres open on Saturday morning.
When are banks closed in Florence?
Banks in Florence close on Italy's national holidays and on 24 June, the feast of Saint John the Baptist, Florence's patron saint.
Can I pay by card in Florence?
Yes. Italian law requires shops, restaurants and taxis to accept card payments, and contactless is widespread in Florence. Carry some cash for small purchases and markets.
Sources and fact-checking
Checked on 2 November 2026 by Ionut Popea following our editorial policy. Fees, codes and rules change; confirm anything important with the bank or authority before acting.